How Much Will You Net Selling Your Murrieta Home in 2026?

How much will you net selling your Murrieta home in 2026?

Murrieta’s median home price is around $670,000 in 2026, with homes taking 76 to 88 days to sell in the current balanced market. If you’re planning to list — especially if you’re considering using the proceeds to buy in Arizona — knowing your real net number before you decide is the only way to run the math honestly.

By Dr. Kevin Shufford | June 24, 2026

On a $670,000 Murrieta sale, California selling costs typically run $42,000 to $56,000 — leaving you with gross proceeds of $614,000 to $628,000 before subtracting your mortgage payoff. Here’s exactly where the money goes.

The Murrieta seller cost breakdown

Agent commissions. Post-NAR settlement, most Murrieta sellers offer both listing-side (2.5%–3%) and buyer’s agent (2%–2.5%) compensation. Total commission on a $670,000 home: $30,150 to $36,850. This is the largest single cost.

Escrow fees. Riverside County transactions close through escrow companies. Seller-side escrow fees typically run $1,800 to $2,500 on a $670K transaction.

Title insurance. California sellers pay for the owner’s title insurance policy. On a $670K home, expect $3,000 to $4,000 — approximately 0.5% of the sale price.

California documentary transfer tax. Riverside County charges $1.10 per $1,000 of sale price. On $670,000, that’s $737. The City of Murrieta does not impose an additional city-level transfer tax — a meaningful difference from some higher-tax California cities where combined transfer taxes can reach $5,000 to $20,000.

Natural Hazard Disclosure report. Required in California. Typically $150 to $250.

Home warranty. Budget $500 to $700 for a standard one-year warranty offered to the buyer.

Seller concessions and repair credits. In Murrieta’s current 76-to-88-day market, buyer inspection leverage is real. Budget $5,000 to $12,000 depending on home age and condition. Homes in Murrieta’s older communities near Highway 79 tend to run higher; newer builds in Southwest Murrieta run lower.

The Murrieta net sheet on a $670K home

Sale price: $670,000
Agent commissions (4.5–5.5%): −$30,150 to −$36,850
Escrow fees: −$2,150
Title insurance: −$3,350
Transfer tax (Riverside County): −$737
Natural hazard disclosure: −$200
Home warranty: −$600
Concessions/repairs: −$5,000 to −$12,000
Total costs: −$42,187 to −$55,887

Gross proceeds before mortgage payoff: $614,113 to $627,813

Subtract your remaining mortgage balance. If you purchased your Murrieta home between 2018 and 2021 with a 20% down payment, you likely have substantial equity — potentially $200,000 to $400,000 or more — that’s available to deploy in your next market.

The Arizona opportunity: what Murrieta equity buys you

If you’re selling Murrieta to move to Scottsdale or Phoenix, those proceeds go significantly further than they do in California. For the full picture of what your Murrieta equity buys across the state line, see the Murrieta to Scottsdale budget comparison — it walks through the equity-to-purchase math at multiple price tiers.

The bigger financial story isn’t the one-time equity gain — it’s the ongoing savings. Arizona’s 2.5% flat income tax vs. California’s progressive rate (up to 13.3%) saves a household earning $200,000 approximately $12,500 per year, every year after the move. The San Diego vs. Phoenix cost-of-living comparison covers these dynamics in detail, and the same math applies from Murrieta.

If you want a personalized net sheet for your specific Murrieta home and a side-by-side comparison of what the proceeds buy in Arizona, schedule a consultation — I work with sellers on both sides of the state line.

Frequently Asked Questions

How much does it cost to sell a house in Murrieta, CA in 2026?
Total selling costs typically run 7% to 9% of the sale price. On a $670,000 Murrieta home, expect $42,000 to $56,000 in transaction costs before subtracting your mortgage payoff. California charges a documentary transfer tax ($737 on $670K at the county rate); Arizona has no equivalent tax.

What is the median home price in Murrieta, CA in 2026?
The Murrieta median is approximately $670,000 in 2026, up about 6.9% year-over-year. Homes are averaging 76 to 88 days on market as the Murrieta-Temecula corridor has moved into a balanced-to-buyer’s market. Accurate pricing and strong preparation are essential in the current environment.

How long does it take to sell a Murrieta home in 2026?
Murrieta homes are averaging 76 to 88 days on market — significantly longer than San Diego coastal markets (26–34 days) and Phoenix metro markets (51–67 days). Sellers who overprice can easily sit 90 to 120+ days in the current environment.

What is the Riverside County transfer tax in Murrieta?
Riverside County charges $1.10 per $1,000 of sale price. On $670,000, that’s $737. The City of Murrieta does not impose a city-level transfer tax beyond the county rate. This is significantly lower than high-tax California cities like San Francisco or Los Angeles.

Should I sell in Murrieta now or wait?
The market is balanced, with moderate seller advantages offset by longer days on market. Sellers planning to reinvest proceeds in Arizona benefit from current conditions — California proceeds go further in Arizona, and the tax savings begin immediately upon establishing Arizona residency.

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Want your own estimate? Run the math with my seller net proceeds calculator to see what you’d likely walk away with.

About Dr. Kevin Shufford

Dr. Kevin Shufford holds a PhD in Communication and is a professor who teaches how to have healthy relationships — skills he brings directly to his real estate practice. As a licensed real estate agent and mortgage loan officer serving the Phoenix metro and Southern California markets, Kevin operates as The Property Professor under Real Broker and One Real Mortgage. He specializes in helping first-time buyers, move-up buyers, and higher-income professionals navigate the buying and lending process with confidence. Work with Kevin or call 480-725-4658.