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The Truth About Down Payments in Arizona

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Most people think you need 20% down to buy a home in Arizona — that’s the most expensive myth in real estate. In this episode of The Property Professor, you’ll learn what FHA, conventional, and VA loans actually require, plus how the Arizona Home Plus program can put up to 4% of your loan amount toward your down payment and closing costs — fully forgiven after five years if you stay in the home.

Whether you’re a first-time buyer in the Phoenix metro or you’ve been waiting to “save enough,” this episode gives you the framework to know what’s actually possible right now. Head to thepropertyprofessor.blog for the full breakdown, or book a call to run the numbers on your specific situation.

Runtime: 5:16 · Sources: homeplusaz.com, Arizona IDA. Educational content only; not a guarantee of qualification. Speak with a licensed mortgage professional about your specific situation.

Not sure what help you qualify for? Check my Arizona down payment assistance finder to see which programs you may be eligible for.


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